Finance & Funding Coordination

Our role is to ensure that funding conversations are properly structured, credible, and aligned with regulatory expectations. We help care providers present their business in a clear and viable way, improving the quality of engagement with regulated lenders and finance partners.

Structured Preparation and Funding Coordination

We work with you to clarify your funding objectives and ensure they are aligned with your operational plans, regulatory requirements, and business model. This includes reviewing how funding may impact your regulatory viability and supporting the preparation of appropriate documentation for lender review.

Our support includes:

• Clarification of funding objectives and intended use of capital

• Assessment of how funding aligns with regulatory viability and CQC expectations

• Preparation of financial positioning documentation

• Alignment of funding structure with your CQC business plan

• Introduction to appropriate regulated lenders or finance brokers

• Support organising financial and operational documentation

• Coordination during lender due diligence and review processes

This ensures funding discussions are structured professionally and reflect the realities of operating a regulated care service.

Funding Categories We Support Coordination For

Bridging & Short-Term Property Finance
Support coordinating funding for time-sensitive property transactions and transitional financing needs. This may include bridging loans, mortgage bridge loans, re-bridging finance, auction purchase funding, and development exit finance.

Property Development & Refurbishment
Coordination for funding related to care home development, refurbishment, or expansion projects. This includes development loans, refurbishment finance, care home extensions, new-build funding, and planning-stage finance.

Equipment Finance
Funding coordination for essential operational equipment, including catering equipment, launderette machinery, CCTV systems, moving and handling equipment, specialist clinical equipment, furnishings, and health and wellbeing equipment.

Working Capital & Cashflow Support
Support coordinating funding solutions designed to stabilise cashflow and support ongoing operations. This includes invoice finance, merchant cash advances, overdraft replacement, short-term liquidity finance, and business refinance.

Business & Growth Finance
Coordination of funding to support business growth, expansion, or restructuring. This may include growth finance, secured or unsecured finance, commercial loans, growth equity, and debt consolidation.

Start-Up & Expansion Finance
Support coordinating funding for new care businesses or expansion into additional services. This includes start-up loans, franchise finance, new business funding, funding for credit-impaired directors, and funding during structured recovery arrangements.

Asset Finance
Coordination of finance for acquiring business-critical assets, including tangible assets, second-hand equipment, soft assets, and intangible operational assets.

Management Buy-In & Buy-Out Finance
Support coordinating funding for management buy-ins (MBI) or management buy-outs (MBO), enabling leadership transitions or ownership changes within regulated care services.

Commercial Property Finance
Coordination of funding for acquiring or refinancing commercial property, including commercial mortgages, business property finance, refinance arrangements, and funding to acquire an existing care business.